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I lost upwards of $100k in chargebacks in late 00-01 due to fraudulent cards and people doing chargebacks. One was professional football player in oakland that ordered some items that were custom one of a kind but when delivered he did a chargeback and returned them because he changed his mind and AMEX does not care they pull the money immediately no questions and then I have to convince them the customer signed and agreed to the deal. It was a long hard fight and did not win. Another one was a foreign military officer and it was a huge mess as well since euro visa operates different than us visa cards does.
Good luck and I would do a wire for sure for big bucks and if they are serious then a wire will be o problem.
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