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I haven't carried anything but a VISA debit card in years.
My old bank limited debit card charges to US merchants only - I found this out the hard way when I tried to pick up my rental car at the Frankfurt airport. Good thing I have a Euro account too - oh, and it uses a Mastercard debit/check card. Needles to say, I switched banks as soon as I got home. My current VISA debit card is accepted world wide.
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