Global Acces for your SMS, Phone Billing and EU Debit. The latter can be used to process hard goods, while Phone and SMS gives you world wide options and weekly guaranteed payments. Free to sign up and use (no reserves, etc). EU Debit is paid out bi-weekly.
You can even cascade to it if you decide to use CC Bill for your CC processing. Otherwise, if you need your own merchant accounts, hit me up, I have good resources that also do not require reserves.