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What do you do when they stop making payments? Do you spend your time chasing them for a 4x5.99 remaining payments or do you just let it slip? I like the idea but it's just very hard to maintain.
Heck, even I have a virtual credit card that I recharge manually from my real credit card and use the virtual for all questionable purchases I make online. Every second month I then destroy the virtual card and create a new one.
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