Either way when it comes to large winnings in the US. It really matters on how they give it to you. If you can have them write a check and make that payable to something besides yourself, such as a trust you can often avoid certain penalties/taxes. Since the actual cash never touched your hands. Then as long as there is a separate guardian for that trust, or if it was an annuity etc. You can save a bunch as long as you do not have direct control over it.
Not sure how this works with the large novelty photo op checks though. I just know I would not accept payment until I had spoken with my accountant first, be it large gambling winnings or holding a winning lottery ticket of a good size.
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