Quote:
Originally Posted by CYF
I had a WAMU personal card at a 6.8% rate and after Chase bought them they raised it to 14%. They also cut my available limit by 1500 bucks. Seems lots of people got the same shit right before the new credit regs went into effect.
I would call them about your late payment, if it's the first one they should be able to reverse the fee at least.
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Oh I have called and tried.
They will not budge and admit it was their fault. With a loophole on their side. My card did not have my current phone number. So they claim they called and I can not prove a negative. Even though I was on paperless billing, had all phone notifications off except 1 that let me cell know if I made a purchase larger than x amount.
I paid the shit, paid the bill off. Will not use it again but perhaps once every few months just to keep the score open for Fico.