Quote:
Originally Posted by Due
Imagine the interest they can collect from suddenly hitting everyone with a 10% rolling reserve and ask yourself why they only keep it for 60 days 
Then be happy next time you hit some fraudsters selling bogus products with paypal payments that now they have an actual reserve to refund you from |
The same reason the CCB's do not pay early before holidays, or other companies do the rolling reserve. Simply more money to collect interest on.
Going over the chargebacks (1-2)% would eliminate the the scammer or fraud companies. Once you have too many of those, they would drop you. Although, I suppose there is the occasional person who does a charge back, or some fraud, and tries to run out on it. But I would be that is a small percentage of users.
It would be interesting to see the real numbers on fraud or something situational like that. Whether processor, or a PP, EPASS, etc..