A refined gentleman such as myself will sometimes use a quote from the classics when confronted by irresponsible peasants .......
Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.
This above all: to thine own self be true,
And it must follow, as the night the day,
Thou canst not then be false to any man.
William Shakespeare, "Hamlet", Act 1 scene 3
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