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I don't think people understand insurance or how it is 'supposed to work' and how it really does.
Michigan uses BlueCross BlueShield as insurer of last resort so they HAVE TO give you insurance, in exchange they get tax breaks and a bigger pool of customers. While my premiums are growing I still only pay 190/month with a 1500 deductible and 0 co-pay and while I would love to customize a better plan (only covers 2 doc visits/year) it very easily takes care of my hospital visits, drugs, etc just as insurance was invented to do.
Lots of people bitching live in states without insurers of last resort or similar sytems that help to fix some inherent problems with health insurance and if I were you I'd fucking move or vote to change the system at the state level. Big government getting into insurance scares the shit out of me, when has the federal government done anything useful for me?
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