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Pretty much the minute you check into the ER it is about $500 even if they just see you and send you home without doing anything. Kind of sad.
On a side note, good insurance does not mean good fast care. A friend of mine's wife is going through issues with her hip. About 6 months ago she had a lot of pain and went to the doctor. It took about a month to get her to a specialist and get the MRI done. The specialist told her she needed surgery to repair what was wrong, but that insurance won't pay for it unless they jump through hoops. So she got a cortisone shot and did physical therapy for two months then had more tests. Of course nothing had changed. From there they tried a different type of a shot and still more physical therapy and it, as expected, didn't work. Last week she went back and now, after six months of pain doing things everyone knew wouldn't work, but had to be done to satisfy the insurance company, she is getting surgery.
Of course now she has to wait because the surgeon is so booked it will be two more months until she can get it done and the doctor said that since she has had a couple of kids she wants to do an extra procedure while in there to insure that everything will heal correctly. The insurance company won't pay for the extra procedure even though the doctor says it is necessary, so they will have to pay the $750 for that out of pocket.
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