Quote:
Originally Posted by Roald
they should get some business sense and permissions wouldn't be needed to start with 
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Partially true.
Having good business sense can include getting permission if you intend to post the pics.
I have the standard Work for Hire agreements with many companies but I also have permission from each one to use the images on portfolios, sample pages, and so forth.
Good business sense comes into play by not abusing the clients generosity.