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As much as possible.
Currently I save everything beyond expenses and 15% growth for my online assets. So technically that would be a 85% savings rate. No online assets put any spending money in my household budget anymore. It all goes into savings.
My savings occasionally do end up funding other investment assets every so often after we run numbers to make sure they make 100% sense with minimal risk.
The wife's business's covers all her business expenses plus a 15% growth reinvestment rate. She does pull a 200.00 a week do what she wants with salary which she rarely uses. Her funds also covers the van note and insurance as of 2 months ago since her new business made full sense of it needing a van.
All of our main bills are covered by our rental income, some assorted passive assets income streams, and storage money income. Storage is technically another business though.
Biggest problem is that I have to blow through savings way to often with current medical issues. So to play it safe we do keep assets separate. Always have and always will in the event I can not keep up with my bills. So we have different savings and plans. Most all new investments are hers and my name is not on them. If not for medical problems I could of retired long ago. We still save with retirement in mind. Oddly our retirement plans are a working retirement goal since we both would go bat shit if we did not have something we could do if we wanted and we both have a need and desire to work for ourselves to earn money. It is part of our spirit.
I do catch a lot of shit around here for how frugal I am. Hell bring up a coupon thread or buying off label brands (caned food outlets, warehouse shopping, money saving) etc. and watch how many "players in their minds" laugh and mock you. Saying saving 30 bucks shopping is not worth the hour it took you during the week to prepare for it.
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