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I use Zombaio and it sounds a pretty fair rule to me.
They are saying in very clear to read English. If you don't want to use them as primary and receive the generous processing rate of 4.9% then you will be on the 9% processing plan.
If you contact Zombaio and say "I'm using you as primary" but then turn around, bitch slap them and stick them back into your cascade, they reserve the right to terminate your account.
It's pretty strait forward to understand. If you don't like their rules, don't use them as a biller. Go and use ccbill, epoch or get your own MA.
-N
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