Originally Posted by x-rate

He was really clear... en passant je suis de montreal aussi et je peut te traduire sa première réponse mot à mot si tu comprend pas

I'm currently building a adult network site and I rather pay 4.9% than a higher rate and NO HOLDBACK than a higher rate because some of their others clients send them crappy transactions and they need to share the extras fees of thoses transaction to all their clients.

Let say you are in the loan business are you giving best interest rate to one with best credit bureau or worst one? Well in 3rd party processing business I agree it could be same with the quality of the transaction... if you only send shitty transactions that are approved only at 10% it's normal to pay a higher discount rate than the guy that have an approval rate of 66+%... If you can't understand it stay in the adult industry and never go work in finance