Originally Posted by Zombaio_Tomas

This is easy... we have huge networks that are banging us with bad transactions that we have to pay transaction fees for to our acquirers (even if declined). If we shall be able to keep low rates for the customers that actually wants to use us, we need to take care of this matter. And this is the way we do it.

If we would charge you 10-15% this would not be a issue.