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You stand to lose alot more than two weeks if they crumble. Think of the rebills. Rebills are the gravy to alot of site owners, especially smaller sites with lots of personality and interaction. Members tend to stay a very long time.
I know with the IBill scam, that's what hurt alot of the site owners I know. It wasn't losing the current month's sales that killed them, it was the 6 months of rebills that suddenly disappeared.
I've heard nothing but good things about Zombaio, but there's something about not paying the Visa registration fee that makes me really nervous. Time will tell I guess. Hopefully they don't go under cause they have great rates
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