I am currently uninsured.
I tried to apply for a $650 a month policy, but was denied for a variety of reasons, including that I had a pre-existing condition (I have a non-lethal skin condition - Psoriasis, which was fully covered when I was working for a large corporation).
Since I am self-employed (and made over $300,000 last year), I am apparently not worthy of insurance, even though I am totally willing to pay in a year, more than I have ever received in treatment in my entire life.
Another reason I was denied was because I visited a hospital within the last year to ensure that a minor puncture wound to my hand was not infected.
They cleaned my wound in 30 minutes (most of that time spent filling out paperwork and waiting for attention), and declared it not infected, but even though I have never spent a night in a hospital for anything in my life, they declared that they could not insure me, simply due to going in once to ensure that I did not have a hand infection, which I did not.
BS like this has to change...
As I understand it, a socialized medical system ensures to some extent that costs are contained and everyone is covered (not necessarily for free), rather than arbitrarily being denied coverage (even if you are able/willing to pay for it).
ADG
ADG