Quote:
Originally Posted by Robbie
I have two 1 milllon dollar life insurance policies on me to protect my family. Full health insurance for me and my family. Mortgage insurance (I still have $700,000 on my mortgage...just got this latest house last year). I also have a handful of smaller whole life insurance policies on myself. I can't remember all of them but it's several of them at around 25 K each. So yeah, I'm insured up the ass. 
Just hope my bitch doesn't get smart and decide to collect early. Keeps me working hard that's for sure. Got to keep being worth more to her alive than dead. lol |
Sounds like you got it covered right. Insurance does suck, but I can't imagine not having it. Hard to sleep at night.
Only thing you need is disability. You know where you get hurt real bad where you can't work but don't die. I had no idea how cheap disability insurance is. I have 100K a year of income protected for the rest of my life for about $200 a month. In my case if I get hurt and can't work my income goes away, my family is fucked. Not to mention if my disability caused me to have more expenses. The other cool thing about my disability is that it acts like a retirement plan to some extent, if you don't use it after so many years you can get the money back.