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Angels,
Check verification is not nearly as simple as credit card verification, there is no ?central network? where you can get an instant approval or denial. Keep in mind that online services that offer a check verification system also normally require more information. In addition to:
Name
Address
Email address
Bank account #
Bank routing #
They might also require:
Check #
Drivers license #
Telephone number
Name on the bank account
Last 4 digits of Social Security #
Birthdate
which might affect the throughput, as I can imagine that some surfers might want to keep Social Security, drivers license and birthdate information private. In the current climate of identity theft, CCBill does not feel that consumers are comfortable providing this data.
That said, I want to be clear that we do not charge our fee on any transactions that have been returned or refunded. Any check transactions that are returned, we absorb 100% of those fees.
Many webmasters find that offering online checks is a good supplement to their credit card revenue. One option, you can always offer an online check option only on a credit card decline.
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If you need a good company for check writing services, then check out checkissuing, and for webhosting, check out Phoenix NAP
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