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Nothing sucks quite like a house fire. When I was in the second grade I came home from school one day to see our farmhouse up in flames. Whole place burnt right to the ground as we stood and watched. The family farm is about 20 minutes out of the nearest town, so by the time the trucks made it out, they were pretty much just in control mode to make sure the fire didn't spread to the barn, or into the nearby trees. We lost pretty much everything. Sure insurance covers some of that, but you're basically left standing with your dick in your hand in that situation.
Trust me i know where you're coming from and Im sorry to hear this. Hope everything goes well for you. I'm sure being the holiday season people will come together to help in any way they can.
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