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Most of the idiots commenting on this thread wouldn't qualify, that's why there making these comments.
They have been banned from to many banks.
Rates always vary depending on volume and most seasoned professionals in the business know this.
Volume, financial's, and up to 3 months previous processing must be submitted to qualify for lower rates.
Banks that have been around for a long time and work in the high risk markets don't give everyone the same rate, but people that can actually prove, on paper that they have been in business, are in line for good rates.
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