Originally Posted by Zombaio_Tomas

Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!