Hi Arock,
We will gladly help you with your processing needs. We do billing support, password management etc all included in the 4.9%. We are not a gateway, we are a third party processor which means that you do not need your own MID.
And we have been in processing business for almost 10 years, in adult since 2007
Read more about our service here:
https://www.zombaio.com/features.asp
https://www.zombaio.com/demo.asp
https://www.zombaio.com/services_card_processing.asp
https://www.zombaio.com/rates.asp
I will be back in office next week if you want a direct contact with me, otherwise our sales team will help you at 1.650.215.1190 or sales a.t zombaio.com