bofa has a fraud department, they put a massive amount like that when they even "think" there is fraud on the account or some odd activity to get the attention of the account holder...looks like they got your attention!
p.s. they did this to me also, i deposited a big amount then got a cashiers check once it cleared they pwned me and made me come into the branch to explain why
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Jimmy James  ATKingdom/AMK Empire Since 1996 - My Movies
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