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Once a person checks the box on the bottom of the webpage next to the "accept tems and conditoins" he/she has accepted full disclosure from the provider. After the terms are accpted by the payer/member, payment is offered by payer and accepted by payee, the contract is binding. It then becomes the responsibility of the member to hold the site operator true to his/hers "terms and conditions".
If you want to drive a car on a road that is onwed/operated/maintained by a municipality, you have to adhere to their rules and regulations, or "stautes". Same with use of private property. The Golden Rule: he who owns the gold makes the rules.
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