Quote:
Originally Posted by Slappin Fish
I use to have that frame of mind, until a friend fell in a coma.
Spend a few months in a coma and you might wake up to find it wasn't only your savings you were gambling with but your house, your parent's saving, their house and the savings of just anybody who loves you enough to keep you alive 
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The odds of spending a few months in a coma are very minimal. I don't think I've ever met anyone who has been in a coma and I'm including the most tenuous levels of acquaintance i.e. like not even one of my 60k MySpace friends.
The odds of growing elderly in America without enough money are pretty likely. I've known a lot of people over the years who did well for a while, but did not have enough for their old age to be really comfortable. So I'd like to invest my money in my business, and prepare for the otherwise likely circumstance, not gird myself against the very unlikely, at the expense of my future.
Again, this is basic math.