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Lagcam - Of course technology has improved, and yes made things better on many fronts. But the rest of your statement could definitely be argued. Bank rates for example, rarely (if ever) go down. And the rules are different than they were in the 90's too. Add to that there is a lot more that goes into what an IPSP does than most people ever consider.
In the end, each company should do what's best for them. Most couldn't do what we offer for much difference in cost and I know we can do it better due to experience, the number of payment types we accept, the languages we offer to customers, etc..
I'm not here to beat down on anyone at all. But I'm not going to apologize for being a successful and profitable company either. Everyone should do what's best for them, and do no harm. Right?
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-- Rand
Payment Industry - Communications - Quality Assurance
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