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There is no doubt the lack of competition amongst the various billers has hurt the industry.
Since the IPSP shakedown in 2002 left us with just a few players there has been almost no movement whatsoever on the payment front. In some cases we see join pages and technologies that haven't budged an inch since 2002 or even earlier.
The only innovation has been through those who have pursued their own billing solutions, and even in that case there hasn't been the creativity there should have been, largely because they didn't have to move too fast to compete with the IPSP's.
Now fast forward to 2010...The online world has completely changed and there is just no new input on monetizing the industry coming at all from anyone. No new ideas in years. Pretty scary stuff.
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