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Originally Posted by TampaToker
I for one don't have health care but im all for the bill. I spend around $3k a year on cigarettes. Ok so im gonna gonna have to give up smoking and pay for it with im cool with that.
But one group of people that you have not heard much about is the seniors. My wife works for a health care company. They created a special position for her 4 years ago. She contacts seniors and try's to work with the patient and doctor to switch the patient from brand name drugs to generics. Most of these seniors are on 5-10 prescriptions a month an and on social security and need them to live. Her company estimated with the work she has done with this program that seniors are now saving 135k a month on there prescriptions alone.
I just noticed recently that cnn and fox have been mentioning "donut holes"
Donut holes are when Medicaid and such stop paying for prescriptions i believe its at $2830 right now not sure thu. After that the next 4k has to to come out of the patients. Hard to do when you are on a fixed income.
For the last few years over here in Tampa and Pinellas county they put grocery stores on dog food alerts. This usually start around may/june, They tell the cashiers to watch out for seniors buying large amounts of dog food. People are eating it because they spend they money on the prescriptions they need. Im a tough mental guy but just the thought of that just breaks my heart 
The bill is not perfect and never will be. The left and right want to different things. Both are jockeying for position for the upcoming terms. I don't agree with some of the bill but in politics you will never get a perfect bill. You have to give up something and things added to a bill you don't want to get that vote you want. Fucked up but that's the way we roll...  |
you told me you were on your wife's group plan, so you wont have to give up the cigs ;) If you really didn't have health insurance you shouldn't have to make the govt force you to get it. If you don't have much in assets and you feel like fuck it, what do i have to lose, I wont pay for health care and take that money and blow it on a nicer apartment, or booze, or cigs ;) then why not if that is your mentality, you really don't have anything to lose. You end up in the hospital with no insurance and a 100K bill and you just dont pay. If you have no assets then what can they take from you.
BUT if you do have assets, like a house then you crazy not to have health insurance. (see my link in sig) If you try to build wealth (home, investments, anything of substantial value) then the first thing you need to do is make sure you protect those things. Its like driving 100K car with no car insurance. Would you do it? Remember, you don't need to get sick to end up in the hospital, some drunk idiot can crash into you on the highway. Also, if you have a family, (wife and kids) with no insurance, but have assets, those people are even more crazy, because their exposure is a lot higher. Lot better chance with 3,4,5 people of one of them getting sick or into an accident.
The govt will bail you out if you are irresponsible and poor, but if you are just irresponsible and you have money (assets), they wont help you until every last penny of yours is gone, then they might help you.
Health insurance is not THAT expensive, I just helped a family of 5 (3 kids under 15) get a high deductible plan for less than $350 a month. It is very expensive if you go low/no deductible, but IF you were to get hurt/ill as long as you could pay the deductible you at least can cap your medical bills at say 10K instead of it potentially being millions and bankrupting everything you worked for.
I'm familar with the donut holes, there is a gap if you spend between say $2,000 and $7,000 on prescription meds on medicare then you pay 100% but over the $7,000 or so you pay zero.
I don't know how they come up with this shit, 90% to this amount, then 0% to this amount, then 100% from that point on...