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The govt will bail you out if you are irresponsible and poor, but if you are just irresponsible and you have money (assets), they wont help you until every last penny of yours is gone, then they might help you.
I'm familar with the donut holes, there is a gap if you spend between say $2,000 and $7,000 on prescription meds on medicare then you pay 100% but over the $7,000 or so you pay zero.
I don't know how they come up with this shit, 90% to this amount, then 0% to this amount, then 100% from that point on...
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You gotta love the dumbing down of American society, and witness our downfall starting from the 70s. Now people think they are owed something and it's the government's responsibility to take care of them. Both humorous and sad.