Quote:
Originally Posted by will76
Here is what it comes down to. If people without insurance go to the ER and don't pay their bill, it likely ends up on the shoulders of tax payers to pay it. If the person gets insurance and still ends up in the ER for something major, the insurance company pays it. BUt insurance company can't print money, so the more people they allow in with pre existing conditions and that end up in the ER racking up costs, the more they need to charge everyone else who has insurance to make up for it. So, in theory if this causes tax payers to save some, it will likely cause the rest of us to pay more in insurance since the insurance company is paying it. So in that situation we all pay for it with higher insurance costs... The "pool is bigger" argument is retarded, yes it is bigger but if you let in a lot high risk people opposed to healthy people then even with a bigger pool the costs are going to go up.
There is the point that now that more people have insurance they wont go to the ER for a cold, or they will do more preventive check ups since their insurance will now cover it. While that will likely be true in some cases with some people, we will see over time if everyone takes advantage of this and a lot of illness are prevented by the people who now have insurance.
The bill is for 940 Billion. So there is still going to be costs that the people who earn over 200K a year will have to cover for this bill.
http://www.worldcorrespondents.com/n...plained/882049
why increase it 0.9% for just the people who make over 200K, why not increase medicare 0.5% for everyone ?
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I understand how it works. I am just curious if anyone knows how much cost is passed on to tax payers and paying customers from those that didn't pay.
Sure, in theory, fewer people will go to these places for little things because they will now have insurance and can see a regular doctor, but right now we have around 30 million without insurance (not too count anywhere between 11-20 million illegals who are mostly uninsured as well) and these people often do just walk into an ER or an urgent care center, get care and never pay. I wonder how much total each year these people leave behind in unpaid bills.