Quote:
Originally Posted by NetHorse
I may pay more, but at least I have the freedom to choose. I also pay more for premium health care, PPO insurance is the most expensive. It covers anything from going to the chiropractor to seeing the best brain specialist in the country.
If I wanted that kind of health care in Canada I'd have to pay their outrageous taxes AND pay for services from a private clinic. No thanks.
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You don't have the freedom to choose if you want good medical cover.You have to pay what an insurance company tells you to pay. As for what you pay in premiums it's more than I pay for the same or better cover. And the day you can't afford the premiums, your cover goes up in smoke. $2000 in dental, how much does that buy, a couple of fillings?
In the US I would of been denied medical cover because my treatment was still being tested. My Mother had to get my brother to drive to Mexico to buy the drugs she need for her diabetes. Now in the UK she's covered. My brother had to have an operation that a US hospital told him was not required. They told him chemo would cure it. They were lying to bump the bill. He flew to the UK and got the operation for free.
A system to care for you run by private companies or the Government? Neither is perfect but I trust the former far more.
I am biased because 20+ years ago my father had open heart surgery paid for by insurance. Then for a year he could not work and could not pay the premiums. The he developed a swelling of his aorta and was rushed to a local private hospital where he should of been immediately transferred by helicopter to the large major hospital in Long Beach. But the local hospital assumed he had medical cover and started carrying out tests on him. They knew what was wrong and knew they could not help him as they were not geared for it.
He died in that local private hospital 6 hours after arriving. His odds of surviving were less than 50% so my Mother could not sue them. But they sent her the bill anyway.