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Originally Posted by Paul Markham
NetHorse, what happens when you are unable to pay or want to retire?
Do you rely on Medicare?
If you can afford the US system and don't get any problems they won't cover, it's fine so long as you pay the amounts the insurance companies demand. When you stop paying through a long illness, retirement, loss of employment or simply can't afford it. What happens then, does the insurance cover still apply because you've paid for it over the years?
Socialised medicine covers you because you've already paid for it.
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Well, you're absolutely right Paul. I'm not saying the system is perfect, it's FAR from fair. There needs to be measures put in place to regulate insurance companies. However, I'm also not in favor of socialized medicine for the points I brought up in my above post.
(I also don't agree with the recently passed health care bill, as it's an absolute disaster and unconstitutional).
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Originally Posted by TheDoc
First, I'm American... and I have worked and paid taxes in Canada.
That chart seems to be missing your insurance costs/copays being added in... After all the Canadians health care cost is in those numbers, yours should be too.
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The chart I posted was in your comment to, "Canadians personal tax is equal or less than an Americans tax". Which is absolutely not true. I didn't post the chart to argue the total cost of health care in relevance to what you pay in taxes.
Like I said, we pay more in health care insurance premiums, but we get a different level of service that is offered in government run health care. We also have the freedom to choose.
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You don't have to pay out of pocket in Canada.. they will fly you to America, and fully cover the costs.
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What are you talking about? If you want a service done at a private clinic you will have to pay out of your pocket.
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Canadians don't have copays... that's the $0 cost when they leave vs. you getting a bill.
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It doesn't matter what the copay is, you're paying for the services with hefty taxes.
You can't opt of a ridiculously high sales tax. You can't opt out of ridiculously priced gasoline. You can't opt out of what you owe in income tax. That's what you pay whether you use the services or pay for your own premium health insurance.