Quote:
Originally Posted by BestXXXPorn
The BANK is not forcing you to take a loan... If you own your house you don't need homeowner's insurance... However if I were going to loan you $XXX,XXX+ for a house you can be damn well fucking sure I'd make you carry homeowner's insurance! No one's forcing you to get a loan... that's your decision.
There's a big difference here.
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So you are talking about a very small minority of people. I believe the "purpose" of this forced insurance is to ease the burden on the federal coffers. You think this is as big a problem?