I never told him to change it to 666. That's the standard setting CCBill does when they install their scripts. That's what the permissions WERE. Whether or not other permissions work is not the point. No hacker is going to bother changing them to 775 or 755 because as you say it wouldn't matter if they've already hacked the site. Just keep at 666 then no one wouldn't have known the difference.
I don't think it's too much to ask to not read things into something I didn't write.
My other point is that there is no need to have more permissive settings than what's needed to get the job done. That's just common sense, for everything, not just servers.
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