Originally Posted by gleem

well if it's Visa denying signups, us sponsors with merch account would see a higher decline rate.... which in fact began happening around christmas time this past year, but it has been steady since. but I know it has more to do with people maxing out their cards and credit card companies slashing their customers credit lines, I had one card for 12 years and they cut my credit line from $22,000 to $300 with no warning because chase said "you didn't need the credit", which I didn't, but still.