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Originally Posted by mmcfadden
ccbill doesn't process either, they use banks and a few of them. Outsider POV they are a credible gateway as well it seems, right?
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CC Bill has their own merchant accounts and are indeed a 3rd party biller. Not a gateway in the sense that netbilling is only a gateway. YOU have to apply for and get a merchant account. Which was pretty hard to do for many years because of the money you needed to have and run through the account. So mostly companies that had those kind of sales could do it.
I have been told that over the last year it has become a lot easier to get a merchant account and you don't need to have the capital that we had to have when we did it.
But again, I'm no expert.
CC Bill does just what the merchant banks do. They give you an anal probe. Netbilling doesn't and can't. It's none of their business really. Hell, I don't like it when the bank asks me all these damn questions. It kinda pisses me off because I feel like it's none of their business. But it's the way it's done.