The new visa regs ARE making a big difference immediately. Ever think that with the new regs the processors can go way more lenient on the scrub? Ever think that alot less join pages are being closed due to there not being hidden shit on them? Anyone doing any kindof volume at all has seen more sales and better ratios since May 1. No other reason then the new regs IMO.
Use your brain before you go laughing at a guy that knows WTF he is talking about. Just makes you look like morons.
