Here's a good example of something which looks like an inside job.
http://www.liveleak.com/view?i=91b_1187998483
The police "dont have any suspects" (uhh....what about the employees and the owner?).
Isn't that amazing!! Makes you wonder how much care and effort the police put into insurance fraud investigations.
If the insurance company refuses to payout, the owner can sue his insurer and say in court "the police investigated and never even accused me of fraud".
Same as Silverstein can say "the government investigated 911 but never even accused me of involvement or fraud, so pay me".