Quote:
Originally posted by tony404
I cant believe you can make those statements. Five years ago I worked for a small adult website he had a merchant account and we would fight chargebacks all the time and win.
|
Of course I can make them. I've worked all sides of this business and I understand who does what, both right and wrong... and I know who's done what, both right and wrong. IPSPs are NOT the appropriate target for these hyperbolic rants people make, especially since they stand to lose way more than someone with their own merchant account from these issues - they process millions a day between them all, and have to value the good for the masses over what suits and individual site owner the best.
I can also say that the landscape in high risk processing is SO very different now than it was 5 years ago that there is no comparison. EVERYTHING, from fraud control to verification to compliance is totally different and changes more every day.
I also know that the smaller you are, the less apt you are to have cb's since you don't do the same volume of sales as a big company and that has a tremendous impact on the overall picture.