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Who has planned for their future?
Many years ago, mid 1970s, I took out some pensions schemes and started paying in small amounts to them. As my earnings grew I put more and more in. They were all due to payout on my 60th birthday, it seemed then that that day will never come.
Now it's less than 2 months away and the pension companies are writing to me asking what I want to do with the money. I'm opting for a few lump sums and the rest paid out as monthly pensions.
Never thought this day would come and when your 25 I didn't think about much being 60 and retiring. Then suddenly it's here and you thank you had the sense to invest.
The way this industry is going I wonder who else put money away in the good times.
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