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I have a 401(k), a property investment (which in theory will someday be paid off and issue me monthly rent checks so I'm sure I will do something else with it long before that happens), and am looking into setting up a Roth IRA shortly. I think about future finances quite a bit so I'm pretty on top of it. Could always do more though!
The best way to set up the investment plans is to have your contribution automatically deducted weekly. It keeps the money out of your hands and basically locks it in. You really don't miss $20 or even $100 a week once you get used to it.
Right now seems like a pretty decent time to be getting in on these if you aren't already, with the markets being down, etc.
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