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Everyone is having problems with CC processing but we have done this (as an industry) to ourselves. Like you said, webmasters are comfortable telling their visitors to sign up and cancle the charge. Once they have learned that they can do it again and again (granted their is a good deal of filtering on chargebacks though).
So what can be done? Educate the surfer? I dont think that will work. Seems hopeless unless Visa and Mastercard can come up with something better than giving us the buisness end of the big CC company stick.
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