au contraire mon frere
I did this very thing against a content provider who refused to send me my signed license I asked for. The content was paid in full. I was lied to for the better part of two months with this, 'it's in the mail', 'sending it out today', and so on.
When I finally had enough of being bold face lied to for the better part of two months, and with the deadline approaching, I had to file a dispute to force his hand. Which resulted in me getting my signed license as repeatedly requested. You know what happened? That idiot called it 'scamming' and made a bunch of drama about it. Something anyone else in same situation would have done.
So while I agree with your O.P. on protecting yourself, just as I did in my circumstance. You also have to consider the flip side of the GFY mob if you opt to do that chargeback. Frankly, I do not care. I asked for something, was lied to a dozen times, and forced the hand resulting in me getting what was promised me.
But it's something you need to consider if you plan to play that way. Good luck.
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