Another suggestion I have used since I was much younger.... what I would do is a friend or acquaintance said "Hey can I borrow five bucks to get pizza for lunch or whatever, I would say sure!" Sometimes I would charge interest and sometimes not....
So one time I lent this kid 5 bucks, I remember it like it was yesterday when I was in ninth grade.... he didn't pay it back... I ran into him here and there throughout high school and he would admit he owed it but always refused to pay.... so he figured he got off with 5 bucks lol....
well now I am 21 and he is 23 or 24 at the time and guess where I run into him...? Walking on the side of the road in the middle of bumfuck fields and woods where like no cars drive, its 4am and about to rain HAHAHA I stopped and said "too bad you didnt pay back my 5 bucks cuz i would have given you a ride" hahahahaha i wish I had a camera with me - awesome fucking moment for sure and not quite sure how he ended up there lol but fucking awesome.
Try to start off with smaller transactions and if they don't deliver, look at it as paying that much money to keep that scumbag out of your shit for the rest of your life. I seen something like that in A Bronx tale I want to say.... or some other movie like that too.
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Go Fuck Yourself!
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