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My doctor doesn't have these terms as of yet, but one thing that pisses me, is they want the co pay in advance prior to services being rendered.
I think the reason they do this is once they have your money they know you won't leave the office after waiting 45 min to an hour to see the doctor after your scheduled appointment.
I get around it by telling them that once they call my name, I will pay the co pay and not until then, this way I can get up and leave anytime if the wait is too long ;)
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