Quote:
Originally Posted by justinsain
Thanks for the answer.
I've been paying the price for spending my life working outdoors and playing at the beach. I've had to go to the dermatologists several times to have skin cancer removed. So far it's been the basal squamous type and it's a quick procedure. Without insurance each spot cost about $500 to remove including the pathology. I've had seven procedures so far paying cash out of my pocket at the time of the visit.
Times are tough and I have three spots on my leg right now and I'm letting them ride because I don't have the cash to get them removed right now. They need to be taken care of but it's not urgent.
What's always on my mind is what I would do if I get melanoma which requires immediate attention. With no money or insurance I've always figured I'd have to just let it play out.
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Remember, the statute of limitations on debt varies by state... not even sure what it is for California, I think it's 3 or 4 years.... at that point, it's un-collectible. (Unless they've sued you and have a judgment, then you're fucked unless you BK the debt.) But if you can dodge them long enough and somehow get lucky and not get a judgment against you before the statute runs out, you're in the clear.