Quote:
Originally Posted by Amputate Your Head
Remember, the statute of limitations on debt varies by state... not even sure what it is for California, I think it's 3 or 4 years.... at that point, it's un-collectible. (Unless they've sued you and have a judgment, then you're fucked unless you BK the debt.) But if you can dodge them long enough and somehow get lucky and not get a judgment against you before the statute runs out, you're in the clear.
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That is such ridiculous advice to give out..
The debt might be uncollectible after a certain period, (if they don't sue you) but it stays on your credit report as derogatory for 7 years.
I'm assuming you guys just don't plan on being homeowners or having a decent car with reasonable interest rates for the next 7 years? Incredibly irresponsible and just stupid to intentionally do that without exhausting other options.
http://onestopcreditreport.com/how_l...credit_report/
Go get health insurance, I pay $160 a month for FULL COVERAGE PPO INSURANCE with a $500 deductible. That includes dental, and it's $25 per office visit and $50 for emergency care.
If you need something like a cancer mole removed, go find a federally funded facility. However, you have to make under a certain amount of money yearly to qualify for it.
http://findahealthcenter.hrsa.gov/Se...CC_byAddr.aspx