13% is 13 cents out of every 1 dollar. Which means a 'each company' would need to produce more than 5796 transactions (setup) and now 3846 transactions (renewal) yearly, if the processor covered the visa fees and for it to 'start' being profitable for them.
5796 is 16 sales/rebills daily for a year. 3846 is 11 sales/rebills daily for a year.
Processors could easily cover the renewal fees on anyone doing volume. But I think if they covered everyones fees a lot less of you would be getting 13%....
