Quote:
Originally Posted by PornMD
I'm not sure it's all that people are scared to borrow. Keep in mind many people have likely out of necessity tried to get more credit in the past 2-3 years only to get declined and watch their credit score drop. It's not like everyone got a memo saying "Hey, banks and CC companies might not turn you down now if you apply for more credit."
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true dat, and lots of businesses went down in flames because of it. now they are dangling the carrot again.